Pay-after-pass prop firms (2026)
Small start fee (sometimes $5), activation fee only if you pass. Fail and you've lost almost nothing.
The full list (10 firms)
| # | Firm | Score | Starting price | Profit split | |
|---|---|---|---|---|---|
| 1 | 7.5/10 | $52 ($10 setup, balance after passinging) $5,000 · Buy Now Pay Later | 85% | Visit firm* | |
| 2 | 7.2/10 | $5 (+ $159 activation fee when funded) $25,000 · Flash Activation | 80% | Visit firm* | |
| 3 | 7.2/10 | $5 + $40 when funded $2,000 · Buy Now, Pay Later Challenge | 80% | Visit firm* | |
| 4 | 6.7/10 | $95 + $205 after passing $100,000 · Bootcamp 3-Step | 80% | Visit firm* | |
| 5 | 6.3/10 | $7 + $69 activation fee $5,000 · Orion Nova | 80% | Visit firm* | |
| 6 | 6.2/10 | $4 + $179 after passing $25,000 · Activation Account | 80% | Visit firm* | |
| 7 | 5.8/10 | $29 + $189 activation fee $25,000 · Pay After Pass | 80% | Visit firm* | |
| 8 | 5.8/10 | $5 (+ $79 activation fee when funded) $10,000 · Nova | 80% | Visit firm* | |
| 9 | 5.6/10 | $7 + $165 activation fee $25,000 · Nova Challenge | 80% | Visit firm* | |
| 10 | 5.5/10 | $2.50 + $70 activation fee $5,000 · QT 1 Step BNPL | 80% | Visit firm* |
List prices, no promo codes, checked 14 November 2026. Firms change prices a lot. Check their site before you pay.
Our top 3
- Blue Guardian – 85% split by default
- FundedElite – News, hedging, martingale, grid OK
- Maven Trading – Super low prices
Who made the list
Programs with a start fee plus activation on passing.
Column = lowest start fee, funding fee in brackets.
Your questions, answered
Who offers pay after pass?
10 firms make the cut. Top scorers: Blue Guardian, FundedElite, Maven Trading.
More expensive overall?
Almost always. Start plus activation beats a normal challenge on price. Worth it if you expect a few fails.