vs
FXIFY vs Instant Funding (2026): who wins?
Same data for both: published prices, published rules, Trustpilot. Table and verdict below.
Head to head
| FXIFY | Instant Funding | |
|---|---|---|
| Score | 7.3/10 | 6.2/10 |
| Trustpilot | 4.3 | 3.1 |
| Profit split | 90% | 80% |
| Max leverage | up to 1:30 | up to 1:100 |
| 100K challenge from | $399 (Lightning) | $259 (One-Phase Micro) |
| Programs | 8 | 15 |
| Platforms | MT5, DXtrade, TradingView | MT5, cTrader, Match-Trader |
| Payouts via | Crypto, Bank Transfer, Rise | Crypto, Bank Transfer |
| News trading | Restricted | Restricted |
| Weekend holding | Allowed | Allowed |
| Expert advisors (EAs) | Restricted | Restricted |
| Hedging | Allowed | Allowed |
| Scalping | Restricted | Restricted |
| Copy trading | Restricted | Restricted |
| Martingale | Allowed | Restricted |
Bottom line
FXIFY (7.3) beats Instant Funding (6.2) on our scores.
Cheaper 100K: Instant Funding at $259. FXIFY's cheapest is $399.
Customers prefer FXIFY: 4.3/5 vs 3.1 on Trustpilot.
FXIFY lets you trade more styles: news, EAs, weekend holds and more.
- Pick FXIFY for happier customers, more of the profit, DXtrade, TradingView.
- Pick Instant Funding for a cheaper challenge, more programs, more leverage.
Quick profiles
FXIFY
FXIFY has one of the biggest menus we track: 1-Phase, three 2-Phase versions, 3-Phase, Lightning and instant funding. $5,000 to $400,000. Trade on MT5, DXtrade or TradingView.
Instant Funding
Instant Funding started out with instant accounts. Now it also sells 1- and 2-Step challenges and Micro versions, on MT5, cTrader or Match-Trader.
Your questions, answered
FXIFY or Instant Funding: who's better?
FXIFY (7.3) beats Instant Funding (6.2) on our scores.
FXIFY or Instant Funding: who's cheaper?
Cheaper 100K: Instant Funding at $259. FXIFY's cheapest is $399.
Can I have accounts at FXIFY and Instant Funding?
Yes. Buying challenges at more than one firm is fine. What gets you banned almost everywhere: copying someone else's trades, or hedging between firms.