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Audacity Capital Ability Challenge (2026): price, rules, payouts

Ability Challenge is Audacity Capital's 2-step challenge. 6 sizes, 5K to 200K. The 100K costs $549: hit 10% / 5%, don't lose more than 7.5% (5% in verification) in a day or 15% (10% in verification) in total.

Audacity Capital Ability Challenge, 100K: from fee to first payout

  1. $
    Pay the fee$549 for 100K · Card, Crypto, PayPal
  2. 1
    Phase 1: make 10%Lose no more than 7.5% in a day, never fall below $85,000
  3. 2
    Phase 2: make 5%Lose no more than 7.5% in a day, never fall below $85,000
  4. ★
    Funded accountNo target · same loss limits
  5. $
    First payoutEvery 2 weeks · you keep 75%
If you make 10% on the funded account
Profit$10,000
Your share (75%)$7,500

Example maths, not a promise.

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Ability Challenge prices

AccountPriceTargetDaily lossMax lossSplit
$5,000$4910% / 5%7.5% (5% in verification)15% (10% in verification)75%
$10,000$7910% / 5%7.5% (5% in verification)15% (10% in verification)75%
$25,000$19510% / 5%7.5% (5% in verification)15% (10% in verification)75%
$50,000$32910% / 5%7.5% (5% in verification)15% (10% in verification)75%
$100,000$54910% / 5%7.5% (5% in verification)15% (10% in verification)75%
$200,000$1,04910% / 5%7.5% (5% in verification)15% (10% in verification)75%

List prices, no promo codes, checked 14 November 2026. Firms change prices a lot. Check their site before you pay.

Rules to know

Type2-Step
DrawdownStatic
Minimum days4 per phase
Time limitNone
Consistency ruleNone
PayoutsEvery 2 weeks
Profit split75%

Static drawdown. The floor stays where it started and doesn't climb with your profit. More breathing room. No consistency rule. One monster day won't hold up your payout. No time limit.

Alternatives at 100K

Other 2-step challenges at 100K, cheapest first. Ability Challenge is $549.

FirmPriceTargetMax loss
Blue Guardian$239
2 Step Nano
8% / 5%10%
AquaFunded$279.20
Two Step Pro
10% / 5%10%
FundedElite$299
Lite 2 Step
10% / 5%8%
OneFunded$349
Value
8% P1 / 6% P28%
Atmos Funded$379
2-Step Plus
6% / 6%6%
The5ers$405
High Stakes New
10% / 5%8%

Bottom line

6 firms are cheaper at this size. Compare rules before you buy. 3.4/5 on Trustpilot. Read recent reviews first.

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Your questions, answered

How much is Audacity Capital Ability Challenge at 100K?

$549. Sizes range from $49 (5K) to $1,049 (200K).

What's the target on Ability Challenge?

10% / 5% to pass. Max 7.5% (5% in verification) daily loss, 15% (10% in verification) total, static drawdown.

When does Ability Challenge pay?

Every 2 weeks. You keep 75%.