FTMO Instant (2026): price, rules, payouts
Instant is FTMO's instant challenge. 5 sizes, 5K to 100K. The 100K costs €2,999: hit None (instant), don't lose more than 3% in a day or 10% in total.
FTMO Instant, 100K: from fee to first payout
- €Pay the fee€2,999 for 100K · Card, Crypto, Bank Transfer, Skrill
- ✓Instant account: no test, trade straight awayLose no more than 3% in a day; the 10% floor follows your highest balance
- ★Funded accountNo target · same loss limits
- $First payout14 days from first trading day · you keep 90%
Example maths, not a promise.
Instant prices
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $5,000 | €169 | None (instant) | 3% | 10% | 90% |
| $10,000 | €339 | None (instant) | 3% | 10% | 90% |
| $25,000 | €749 | None (instant) | 3% | 10% | 90% |
| $50,000 | €1,499 | None (instant) | 3% | 10% | 90% |
| $100,000 | €2,999 | None (instant) | 3% | 10% | 90% |
List prices, no promo codes, checked 14 November 2026. Firms change prices a lot. Check their site before you pay.
Rules to know
Trailing drawdown. The floor climbs as you make new highs. Win big then give it back, and you can lose the account. Consistency rule (Best day ≤30%): one day can't be too big a slice of your profit. No time limit.
Alternatives at 100K
Other instant challenges at 100K, cheapest first. Instant is €2,999.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Maven Trading | $380 Instant funding | None (instant) | 3% |
| FundingPips | $444 Zero | None (instant) | 5% |
| Instant Funding | $484 IF Starter | None | 4% |
| AquaFunded | $505.33 Instant Funding Standard | None (instant) | 5% |
| Blue Guardian | $623 Instant | None | 6% |
| Atmos Funded | $649 Instant Funding | None | 5% |
Bottom line
6 firms are cheaper at this size. Compare rules before you buy. Good reputation: 4.8/5 on Trustpilot.
Your questions, answered
How much is FTMO Instant at 100K?
€2,999. Sizes range from €169 (5K) to €2,999 (100K).
What's the target on Instant?
None (instant) to pass. Max 3% daily loss, 10% total, intraday trailing drawdown.
When does Instant pay?
14 days from first trading day. You keep 90%.