FXIFY Lightning (2026): price, rules, payouts
Lightning is FXIFY's 1-step challenge. 4 sizes, 10K to 100K. The 100K costs $399: hit 5%, don't lose more than 3% in a day or 4% in total.
FXIFY Lightning, 100K: from fee to first payout
- $Pay the fee$399 for 100K · Card, Crypto, Bank Transfer
- 1Phase 1: make 5%Lose no more than 3% in a day; the 4% floor follows your highest balance
- ★Funded accountNo target · same loss limits
- $First payoutFirst after 7 days, then every 14 days · you keep 80%
Example maths, not a promise.
Lightning prices
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $10,000 | $59 | 5% | 3% | 4% | 80% |
| $25,000 | $149 | 5% | 3% | 4% | 80% |
| $50,000 | $249 | 5% | 3% | 4% | 80% |
| $100,000 | $399 | 5% | 3% | 4% | 80% |
List prices, no promo codes, checked 14 November 2026. Firms change prices a lot. Check their site before you pay.
Rules to know
Trailing drawdown. The floor climbs as you make new highs. Win big then give it back, and you can lose the account. Consistency rule (30%): one day can't be too big a slice of your profit. Time limit: 5 trading days.
Alternatives at 100K
Other 1-step challenges at 100K, cheapest first. Lightning is $399.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Instant Funding | $259 One-Phase Micro | 7% | 7% |
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
Bottom line
5 firms are cheaper at this size. Compare rules before you buy. Good reputation: 4.3/5 on Trustpilot.
Your questions, answered
How much is FXIFY Lightning at 100K?
$399. Sizes range from $59 (10K) to $399 (100K).
What's the target on Lightning?
5% to pass. Max 3% daily loss, 4% total, trailing drawdown.
When does Lightning pay?
First after 7 days, then every 14 days. You keep 80%.