Instant Funding One-Phase Micro (2026): price, rules, payouts
One-Phase Micro is Instant Funding's 1-step challenge. 5 sizes, 10K to 200K. The 100K costs $259: hit 7%, don't lose more than 4% in a day or 7% in total.
Instant Funding One-Phase Micro, 100K: from fee to first payout
- $Pay the fee$259 for 100K · Card, Crypto
- 1Phase 1: make 7%Lose no more than 4% in a day, never fall below $93,000
- ★Funded accountNo target · same loss limits
- $First payoutOn request · you keep 80%
Example maths, not a promise.
One-Phase Micro prices
| Account | Price | Target | Daily loss | Max loss | Split |
|---|---|---|---|---|---|
| $10,000 | $39 | 7% | 4% | 7% | 80% |
| $25,000 | $64 | 7% | 4% | 7% | 80% |
| $50,000 | $114 | 7% | 4% | 7% | 80% |
| $100,000 | $259 | 7% | 4% | 7% | 80% |
| $200,000 | $519 | 7% | 4% | 7% | 80% |
List prices, no promo codes, checked 14 November 2026. Firms change prices a lot. Check their site before you pay.
Rules to know
Static drawdown. The floor stays where it started and doesn't climb with your profit. More breathing room. Consistency rule (15%): one day can't be too big a slice of your profit. No time limit.
Alternatives at 100K
Other 1-step challenges at 100K, cheapest first. One-Phase Micro is $259.
| Firm | Price | Target | Max loss |
|---|---|---|---|
| Blue Guardian | $320 1 Step Nano | 10% | 6% |
| FundedElite | $369 Lite 1 Step | 12% | 6% |
| Maven Trading | $380 1-Step Challenge | 8% | 5% |
| Atmos Funded | $383 1-Step Standard | 10% | 6% |
| FXIFY | $399 Lightning | 5% | 4% |
| AquaFunded | $421.60 One Step Standard | 9% | 6% |
Bottom line
Cheapest at this size of all the firms we track. 3.1/5 on Trustpilot. Read recent reviews first.
Your questions, answered
How much is Instant Funding One-Phase Micro at 100K?
$259. Sizes range from $39 (10K) to $519 (200K).
What's the target on One-Phase Micro?
7% to pass. Max 4% daily loss, 7% total, static drawdown.
When does One-Phase Micro pay?
On request. You keep 80%.