200K prop firm accounts: 24 firms compared (2026)

200K challenges, cheapest first

Firm	Price	Type	Target	Max loss
Blue Guardian	$460 2 Step Nano	2-Step	8% / 5%	10%	Visit firm*
Instant Funding	$519 One-Phase Micro	1-Step	7%	7%	Visit firm*
AquaFunded	$559.20 Two Step Pro	2-Step	10% / 5%	10%	Visit firm*
FundedElite	$589 Lite 2 Step	2-Step	10% / 5%	8%	Visit firm*
Orion Funded	$739 Orion Select	3-Step	5% / 5% / 5%	5%	Visit firm*
Atmos Funded	$749 1-Step Standard	1-Step	10%	6%	Visit firm*
Lark Funding	$750 3-Step Evaluation	3-Step	5% / 4% / 3%	5%	Visit firm*
FXIFY	$799 Three Phase	3-Step	5% / 5% / 5%	5%	Visit firm*
Funding Traders	$799 2-Step Pro6	2-Step	6% / 6%	6%	Visit firm*
AIFO	$849 2-Step Core	2-Step	8% / 5%	10%	Visit firm*
Goat Funded Trader	$914 1-Step Challenge	1-Step	10%	6%	Visit firm*
FundingPips	$919 2 Step Pro	2-Step	6% / 6%	6%	Visit firm*
SabioTrade	$939 Ultimate	1-Step	10%	6%	Visit firm*
FunderPro	$989 Classic	2-Step	10% / 5%	10%	Visit firm*
Funded Trading Plus	$999 1-Step Express	1-Step	10%	6%	Visit firm*
QT Funded	$1,000 QT 2 Step	2-Step	8% then 5%	8%	Visit firm*
Audacity Capital	$1,049 Ability Challenge	2-Step	10% / 5%	15% (10% in verification)	Visit firm*
FTMO	€999 1-Step Standard	1-Step	10%	10%	Visit firm*
Top One Trader	$1,079 One-Step FLASH	1-Step	10%	7%	Visit firm*
DNA Funded	$1,079 2 Phase	2-Step	8% / 5%	8%	Visit firm*
Fintokei	$1,099 SwiftTrader	1-Step	6%	3%	Visit firm*
Blueberry Funded	$1,210 1-Step Evaluation	1-Step	10%	6%	Visit firm*
The Trading Pit	€1,139 CFDs Prime 1-Step	1-Step	10%	6%	Visit firm*
MENT Funding	$1,500 Forex 1-Step Challenge	1-Step	10%	6%	Visit firm*

List prices, no promo codes, checked 14 November 2026. Firms change prices a lot. Check their site before you pay.

200K instant accounts

Firm	Price	Type	Target	Max loss
AquaFunded	$852 Instant Funding Standard	Instant	None (instant)	5%	Visit firm*
FundingPips	$888 Zero	Instant	None (instant)	5%	Visit firm*
Instant Funding	$939 IF Starter	Instant	None	4%	Visit firm*
Blue Guardian	$954 Instant	Instant	None	6%	Visit firm*
Goat Funded Trader	$1,157 Instant HERO	Instant	None (instant)	5%	Visit firm*
Funding Traders	$1,349 Instant Funded	Instant	None	6%	Visit firm*
FundedElite	$1,690 Instant	Instant	None	6%	Visit firm*
Top One Trader	$1,776 Instant Prime	Instant	None	5%	Visit firm*

How much is a 200K prop firm account?

200K challenges run from $460 (Blue Guardian) to $1,500 (MENT Funding). Average: about $912. You pay once, and lots of firms refund it with your first payout.

Your questions, answered